Pursue Growth with Strategic Lending Solutions
Financial flexibility is the key to unlocking opportunities for growth. Our agile credit solutions, backed by expert analysis and effective structuring, empower you to seize the right opportunities.
Our Approach
We partner with you to seamlessly integrate credit strategies into your wealth plan, starting with a deep understanding of your goals. By analysing your assets, we develop a tailored credit strategy that aligns with your aspirations, ensuring you can swiftly capitalise on growth opportunities.
Lending Solutions
To Suit Your Every Need
Whether you’re an individual, institution, corporate treasury, or family office, our customised credit lending solutions are aligned with your goals and offered across three core segments.
Loan Against Financial Assets
Listed & Unlisted Equities
Mutual Fund Units
Fixed Income Securities
Structured Products
Lending Against Non-Financial Assets
Residential Property
Commercial Property
Land
Multi-Asset-Backed Facilities
Tactical Solutions
Financing for complex single-stock positions, for individuals or groups
Lending Solutions in Action: Navigating Key Scenarios
Identifying the right opportunities for growth is the first step to unlocking them.
01
Long-term investment opportunities
02
Short-term capital requirements
03
Acquiring real estate for personal or business needs
04
Optimising your taxes
05
Managing potential risk
06
Improving liquidity
The 360 ONE Wealth Advantage
Your financial journey is unique, and it deserves a strategy that reflects your goals and ambitions. Unlike typical lending solutions, we don’t adhere to a one-size-fits-all approach. Instead, we collaborate with you to understand the intricacies of your situation.
Speed, agility, and flexibility are imperative to capitalise on opportunities in a fast-paced world. Whether you’re an individual or an institution, our lending solutions help you stay ahead of the game, always.
Since 2008, we’ve partnered with the country’s most distinguished business leaders, family offices, and corporate treasuries, emerging as a leading wealth NBFC in India. Our deep-rooted expertise, combined with nifty structuring skills and time-tested experience, ensures we always design structured lending solutions that are right for you.
Investor Relations
*Interest charged:
Rates of interest charged on loans depend on the credit risk associated with the loan, the tenure of the loan and the prevailing rates of interest in the market (which also determines cost of funds). Usually for loans of a longer tenure, the rate of interest is higher. The credit risk associated with the loan depends on the credit worthiness of the borrower and the quality and liquidity of security provided. Borrowers that have uncertain income due to cyclical / seasonal businesses and low net worth are generally regarded to be high risk; borrowers with stable incomes but low net worth are generally regarded to be medium risk and borrowers who have stable and regular sources of income, and high net worth are regarded as low risk customers from a credit perspective. Credit risk relating to a borrower may be mitigated by providing adequate security or credit enhancements like guarantees by more creditworthy parties. Our offered rates of interest to customers are linked to the 360 ONE Prime Lending Rate, which is a reflection of our cost of raising funds from the capital markets. Kindly refer to the Interest Rate Policy displayed on the website of the Company (https://www.360.one/wealth-management/ lending-solutions) for the interest rates charged by the Company.
With effect from November 1, 2023, the company's PLR stands at 13.25% till further notice.
Penal charges:
Penalty, if charged, shall be treated as ‘penal charges’. There will be no capitalisation of penal/default charges. These charges shall be over and above the rate of interest and will not affect the normal procedures for compounding of interest in the loan account. The quantum and reason for penal charges shall be clearly disclosed in the loan agreement, financing documents and Key Fact Statement (KFS), if applicable. Whenever reminder for non-compliance of material terms and conditions of loan is sent to Borrowers, the applicable penal charges, along with the reason shall be communicated:
Penal/default charges:
NIL Penal Charges will be applicable to client , Interest on Unpaid Interest will be applicable as per the Sanction Terms , 360 ONE Prime Limited will exercise the option to Recall the loan on breach of material T&C of Sanction Terms.
Investor relations
360 ONE Prime Limited (Formerly known as IIFL Wealth Prime Limited) is an NBFC registered with the RBI (Registration No: B-13.00361) and a 100% subsidiary of 360 ONE WAM LIMITED.
Explore our financial results, policies, and other investor-related information below.
Financial Year
Unlock new growth opportunities with bespoke lending solutions
Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020.
Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge.
Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month.
KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.
No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorize your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account.
SEBI Regn. No. : Broking INZ000296339 / DP-IN-573-2021 / RA - INH000011431 / ARN - 181727
National Stock Exchange of India Ltd. Member Code: 90070
Bombay Stock Exchange Ltd. Member Code: 6633
Multi Commodity Exchange of India Ltd. Member Code: 55860
National Commodity & Derivatives Exchange Ltd. Member Code: 1239
© 2024 360 ONE WAM LIMITED
(Formerly known as IIFL Wealth Management Limited)
All rights Reserved.
